Processing Rates and Fees
Discount Fee for Visa, MasterCard, American Express and Discover Volume | 2.75% for card swipe/EMV transactions 3.5% + $.15 per item for manually entered transactions |
Void Fee (before capture) | $0.00 |
Refund Fee (after capture) | $0.00 |
Closed GoPoint Account With Funds Remaining in Account Beyond 14 Days of Closure | $5.00 a month |
Chargeback Fee | $25.00 per chargeback |
Insufficient Funds Fee | $20.00 each occurrence |
Processing Fee for unclaimed property transferred to a governmental body (where permitted by law) | $80.00 or as set by statute |
Printed Monthly Statement Fee | Up to $10.00 |
Investigation Fee (up to 3 hours) | $20.00 per investigation |
Extended Investigation Fee (for each hour beyond 3 to investigate or respond to government order) | $180 per hour |
Electronic Funds Transfer Fees & Limitations
ACH Out Fee Deposit to your checking account utilizing the ACH network. | $0.00 |
Same Day Funding to Bank Account – For qualified customers with a qualifying T-Mobile account linked to the ProPay account (requires debit card attached to banking account) | No Charge |
ACH Return Item/NOC Fee (insufficient funds in or closure of your ProPay or Bank Account, or if the account number or other information you provided is incorrect.) | $15.00 |
Intra-ProPay Transfer Fee (transferring funds between your ProPay Account and any other ProPay Account) | $0.00 |
ACH Fee Schedule
(if you are approved by ProPay to accept ACH payments from customers)
ACH Payment Fee (per transaction) | $0.75 |
Notification of Change Fee (per item) | $5.00 |
Return Item Fee (insufficient funds, etc.) (per item) | $20.00 |
ACH stop Payment/Customer Cancelation Fee (per item) | $20.00 |